M. DENDI, ISADIL YUSRO (2023) ANALISIS PENILAIAN KREDIT TERHADAP KEPUTUSAN PEMBERIAN KREDIT PEMILIKAN RUMAH (KPR) DI BANK BCA KCU BANYUWANGI TAHUN 2022. Diploma thesis, INSTITUT TEKNOLOGI DAN SAINS MANDALA.

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Abstract

ABSTRACT Housing development is a component of national development that enables all Indonesian people to live in a peaceful, safe and healthy environment. Home Ownership Loans are a type of long-term credit that helps people with limited funds to buy a home. This study aims to analyze credit assessment in relation to the decision to obtain a housing loan (KPR) at Bank BCA KCU Banyuwangi. This type of research is descriptive qualitative with a purposive sampling approach strategy. Data collection methods in this study were obtained by observing, documenting, and interviewing. The research results obtained from interviews with informants show that the 5C principle assessment was carried out by Bank BCA KCU Banyuwangi in analyzing the provision of housing loans (KPR) including assessing character, capacity, capital, collateral, and condition of economy. So that it can be determined that the 5C principle is used as a credit analysis tool that will assist the bank in making a decision whether or not prospective debtors are given credit. Keywords: Credit Assessment, 5C Principles, Credit Granting Decisions, KPR

Item Type:	Thesis (Diploma)
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	D3 PERBANKAN-D3
Depositing User:	Handoko Triharso
Date Deposited:	10 Feb 2025 05:25
Last Modified:	11 Feb 2025 02:42
URI:	http://repo.itsm.ac.id/id/eprint/968

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