VELLA, MELINDA (2023) ANALISIS TINGKAT KESEHATAN BANK DIGITAL YANG TERDAFTAR DI OJK MENGGUNAKAN METODE RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital). Skripsi thesis, INSTITUT TEKNOLOGI DAN SAINS MANDALA.

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Abstract

ABSTRACT ANALYSIS OF THE HEALTH OF DIGITAL BANKS REGISTERED AT OJK USING THE RGEC METHOD (Risk Profile, Good Corporate Governance, Earnings, Capital) The research was to analyze the health levels of the digital bank using the rgec method during the year 2021-2022. The research population is a digital bank that expanded its business permits in 2020 and 2021. The method of data analysis in this study is a descriptive analysis with a quantitative approach. Assessments include aspects of the risk profile, good corporate governance, confession, and capital, as shown by studies relating to the health of a digital bank during the two years. In terms of the risk profile digital bank blu has the best performance. Overall, the digital bank has a healthy average NPL ratio and an average health rate. In the aspect of good corporate governance, the whole digital bank has a healthy rating. In the aspect of the confession, allo bank has the highest roa and can have the highest value as well. Some digital Banks still have unhealthy roa, but the average digital bank nim ratio is in very good condition. In the second quarter of 2007, the company's net profit in the first quarter of 2007 rose to rp38.3 trillion. Based on rgec methods, allo bank acquired the highest composite rating in 2021 with very healthy criteria. By 2022, the whole digital bank earned a healthy composite rating. Bank Indonesia bi governor burhanudin abdullah said here on Monday it was still on the right side of the country. Keywords: Digital Bank, Bank Health, Bank Health Ratio, Problematic Credit, Financial Regulation.

Item Type:	Thesis (Skripsi)
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	AKUNTANSI-S1
Depositing User:	Handoko Triharso
Date Deposited:	10 Feb 2025 05:19
Last Modified:	10 Feb 2025 05:19
URI:	http://repo.itsm.ac.id/id/eprint/932

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