Supeni, Nely INFLUENCE OF BUSINESS RESPONSIBILITY CREDIT (KUR) ON RURAL BANK LOAN (BPR) IN District of JEMBER. In: The 1st International Conference on Economics and Business (ICEB). (Unpublished)

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Abstract

People's Business Credit (KUR) is a government program as a source of funds to Micro business, Small and Medium Enterprises (UMKM) with low interest rate, 9% every year and without collateral. The purpose of this study is to find out the UMKM Debtor and the amount of credit of UMKM debtor at Rural Bank (BPR) before and after the KUR Responsibility Program.. BPR in Kabupaten Jember is 23 BPRs. Sampling technique is Saturated Sampling (Census). Data analysis conducted is Paired Sample t Test with technique using data through questionnaire. The results of the analysis are (1) UMKM Debtor in BPR before and after KUR program equal to 0,201 which means bigger than α = 0,05, while result of decision received is Ho. There is no significant influence on the number of UMKM debtor in BPR before and after KUR program, (2) Total Credit Fund of UMKM in BPR before and after KUR program is 0,623 which means bigger than α = 0,05, The decision taken is receiving Ho. Receiving Hoibly there is no significant difference to the amount of credit funds of UMKM borrowers in BPR before and after the KUR pension program. Keywords: People's Business Credit, Micro business, Small and Medium Enterprises, Rural Banks

Item Type:	Conference or Workshop Item (Lecture)
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	MANAJEMEN-S1
Depositing User:	NELY SUPENI
Date Deposited:	30 Apr 2021 05:52
Last Modified:	30 Apr 2021 05:52
URI:	http://repo.itsm.ac.id/id/eprint/529

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