MIKE, ODILYA PUTRI (2024) PENGARUH PENDAPATAN, LITERASI KEUANGAN, SIKAP KEUANGAN, KEPRIBADIAN, DAN LOCUS OF CONTROL TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA PELAKU UMKM DI KECAMATAN SEMBORO JEMBER. Skripsi thesis, Institut Teknologi dan Sains Mandala Jember.

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Abstract

ABSTRACT This study aims to determine and analyze the influence of income, financial literacy, financial attitudes, personality and locus of control partially and simultaneously on Financial Management Behavior. This type of research uses a Quantitative approach, the population in this study is aimed at MSME actors in Semboro District, Jember, totaling 563 MSMEs. The sample used was 85 respondents using the Simple Random Sampling technique. The analysis tool uses data instrument testing, classical assumption testing, multiple linear regression analysis, coefficient of determination and hypothesis testing using SPSS v.25. The results of the study prove that Income, Financial Literacy, Financial Attitudes, Personality, and Locus Of Control have a significant partial effect on financial management behavior in MSME actors in Semboro District, Jember, as well as Income, Financial Literacy, Financial Attitudes, Personality, and Locus Of Control have a significant simultaneous effect on financial management behavior in MSME actors in Semboro District, Jember. Keywords: MSMEs, income, financial literacy, financial attitudes, personality, locus of control, financial management behavior.

Item Type: Thesis (Skripsi)
Subjects: H Social Sciences > HB Economic Theory
Divisions: AKUNTANSI-S1
Depositing User: Handoko Triharso
Date Deposited: 10 Feb 2025 12:47
Last Modified: 10 Feb 2025 12:47
URI: http://repo.itsm.ac.id/id/eprint/1308

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