FITRIYATUS, SHOLEHA (2023) RESTRUKTURISASI KREDIT SEBAGAI UPAYA PENYELAMATAN KREDIT MACET PADA BANK RAKYAT INDONESIA (BRI) KANTOR UNIT BANYUPUTIH SITUBONDO. Diploma thesis, INSTITUT TEKNOLOGI DAN SAINS MANDALA.
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Abstract
ABSTRACT This study aims to find out how to settle bad loans with credit restructuring. The method used in this study is a qualitative method using a case study approach. The data used in this study are primary data and secondary data. Primary data was obtained through interviews and observation while the secondary data obtained was in the form of BRI Unit Banyuputih documents. The results of this study concluded that the implementation of credit restructuring at the BRI Unit Banyuputih was an effective way of reducing the level of reserves for losses. The factors that cause bad credit at the Banyuputih BRI Unit are the lack of goodwill from the debtor and also the occurrence of natural disasters so that the debtor's business does not work and has a direct impact on the debtor's income. Obstacles in implementing this restructuring were the debtor's declining economic condition and the debtor's lack of cooperation in implementing credit restructuring. Keywords: Credit, Bad Loans, Credit Restructuring
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | H Social Sciences > HB Economic Theory |
| Divisions: | D3 PERBANKAN-D3 |
| Depositing User: | Handoko Triharso |
| Date Deposited: | 08 Feb 2025 02:35 |
| Last Modified: | 08 Feb 2025 02:35 |
| URI: | http://repo.itsm.ac.id/id/eprint/920 |
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