SOPHIANA, NANDIAS (2024) PENGARUH PERSEPSI KEMUDAHAN, KEPERCAYAAN, DAN KEAMANAN TERHADAP MINAT MAHASISWA DALAM BERTRANSAKSI MENGGUNAKAN QRIS PADA MAHASISWA FEB ITS MANDALA JEMBER. Diploma thesis, Institut Teknologi dan Sains Mandala Jember.

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Abstract

ABSTRACT The rise of innovation in the field of financial technology has given rise to a new economic trend in the form of the digital economy. The growth of the digital economy is realized in electronic payment systems or electronic money which is usually called electronic money. One of the online payment systems issued by Bank Indonesia is QRIS. This research uses a quantitative approach with purposive sampling technique. The sample used in this research was FEB ITS Mandala Jember students who had made transactions using QRIS at least once, with a total of 40 respondents. The data collection method is by providing questionnaires offline or via Google Form and Likert Scale instruments. The data analysis technique uses quantitative analysis with the help of SPSS V20 software. The results of this research are (1) partial perception of ease has a significant effect because the tcount value is 2.696 > ttable 1.688 and the significance value is 0.011 < 0.05, (2) partial perception of trust does not have a significant effect because the tcount value is 0.452 < ttable 1.688 and the significance value 0.654 > 0.05, (3) perceived security partially has a significant effect because the tcount value is 3.357 > ttable 1.688 and the significance value is 0.002 <0.05, and simultaneously the perception of ease, trust and security has a significant effect on interest in transactions using QRIS with the Fcount value 14.310 > Ftable 2.63 and significance value 0.000 < 0.05. Keywords: QRIS, Perception of Convenience, Perception of Trust, Perception of Security, Transaction Interest.

Item Type: Thesis (Diploma)
Subjects: H Social Sciences > HB Economic Theory
Divisions: D3 PERBANKAN-D3
Depositing User: Handoko Triharso
Date Deposited: 10 Feb 2025 12:50
Last Modified: 10 Feb 2025 12:50
URI: http://repo.itsm.ac.id/id/eprint/1326

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