SRI, MAULIA NINGSIH (2024) ANALISIS PERBANDINGAN TINGKAT KESEHATAN PADA BANK SEABANK & BANK JAGO. Skripsi thesis, Institut Teknologi dan Sains Mandala Jember.

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Abstract

ABSTRACT COMPARATIVE ANALYSIS OF HEALTH LEVELS IN SEABANK & BANK JAGO Bank is a business entity that collects funds from the public in the form of savings and distributes them to the public in the form of credit and/or other forms in order to improve the standard of living of the people at large. Based on Indonesia Bank Regulation Number 13/1/PBI/2011, the soundness level of a bank is analyzed using the Risk Profile, Good Corporate Governance, Earnings, Capital (RGEC) method. This study aims to determine the soundness of Neo Commerce Bank and Jago Bank and their comparisons in 2021 – 2023 using the RGEC method. This research is comparative research. The data taken is secondary in the form of the annual financial reports of Seabank Bank and Jago Bank for 2021 – 2023. The assessment in this study uses the Non Performing Loan (NPL) ratio, Loan to Deposit Ratio (LDR), Self Assessment, Return On Assets (ROA) , Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR The results of the study show that the health level of banks that use the RGEC method at Bank Seabank and Bank Jago in 2021-2023 obtained a Composite Rating of 1 (PK-1) at Bank Seabank and a Composite Rating of 2 (PK-2) at Bank Jago in the Healthy category. Keywords: Bank Soundness Level, RGEC, Neo Commerce Bank, Jago Bank

Item Type:	Thesis (Skripsi)
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	MANAJEMEN-S1
Depositing User:	Handoko Triharso
Date Deposited:	10 Feb 2025 12:48
Last Modified:	10 Feb 2025 12:48
URI:	http://repo.itsm.ac.id/id/eprint/1313

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